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{"id":7508,"date":"2016-08-29T21:40:28","date_gmt":"2016-08-29T21:40:28","guid":{"rendered":"http:\/\/prishtinapress.eu\/?p=7508"},"modified":"2016-08-29T21:40:28","modified_gmt":"2016-08-29T21:40:28","slug":"mikrofinancat-nuk-zhvilluan-ekonomine","status":"publish","type":"post","link":"https:\/\/www.prishtinapress.org\/mikrofinancat-nuk-zhvilluan-ekonomine\/","title":{"rendered":"Mikrofinancat nuk zhvilluan ekonomin\u00eb"},"content":{"rendered":"N\u00eb Kosov\u00eb jan\u00eb 18 institucione mikrofinanciare t\u00eb cilat n\u00eb k\u00ebt\u00eb vit kan\u00eb norma t\u00eb interesit n\u00eb kredi p\u00ebr 21.9 p\u00ebr qind, q\u00eb \u00ebsht\u00eb nj\u00eb r\u00ebnie e leht\u00eb krahasuar me 24.2 % sa ishte n\u00eb periudh\u00ebn e nj\u00ebjt\u00eb t\u00eb vitit t\u00eb kaluar. Sipas njoh\u00ebsve t\u00eb \u00e7\u00ebshtjeve ekonomike, ky num\u00ebr i institucioneve mikrofinanciare nuk ka luajtur rol n\u00eb zhvillimin ekonomik dhe zbutjen e varf\u00ebris\u00eb n\u00eb Kosov\u00eb p\u00ebr shkak t\u00eb normave t\u00eb larta dhe, si rrjedhoj\u00eb e k\u00ebsaj, nuk ka pasur k\u00ebrkes\u00eb p\u00ebr produktet e tyre.
\nSipas t\u00eb dh\u00ebnave zyrtare t\u00eb Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs (BQK), aktualisht jan\u00eb 18 institucione mikrofinanciare, 13 prej tyre me pron\u00ebsi t\u00eb huaj.
\nSipas k\u00ebtyre t\u00eb dh\u00ebnave t\u00eb BQK-s\u00eb, q\u00eb nga viti 2012 nuk ka pasur interesim p\u00ebr aplikim t\u00eb ndonj\u00eb institucioni p\u00ebr dh\u00ebnien e mikrokredive.
\nNjoh\u00ebsit e \u00e7\u00ebshtjeve ekonomike kan\u00eb th\u00ebn\u00eb se k\u00ebto institucione nuk kan\u00eb luajtur rol n\u00eb zhvillimin ekonomik pasi, sipas tyre, kan\u00eb operuar me norma t\u00eb larta t\u00eb interesit dhe kan\u00eb keqp\u00ebrdorur gjendjen ekonomike n\u00eb Kosov\u00eb.
\nBesnik Kada nga Departamenti p\u00ebr Marr\u00ebdh\u00ebnie me Jasht\u00eb n\u00eb BQK ka th\u00ebn\u00eb p\u00ebr gazet\u00ebn \u201cEpoka e re\u201d se n\u00eb Kosov\u00eb jan\u00eb 18 institucione mikrofinanciare, 13 prej tyre jan\u00eb me pron\u00ebsi t\u00eb huaj. \u201cNumri i Institucioneve Mikrofinanciare (IMF) t\u00eb regjistruara n\u00eb Bank\u00ebn Qendrore t\u00eb Republik\u00ebs s\u00eb Kosov\u00ebs \u00ebsht\u00eb gjithsej 18, prej t\u00eb cilave me pron\u00ebsi t\u00eb huaj jan\u00eb 13 sosh, ku shumica prej tyre jan\u00eb prej vendeve t\u00eb Bashkimit Evropian (7), pasuar nga ShBA (4) etj\u201d, ka th\u00ebn\u00eb Kada.<\/p>\n
Referuar raportit t\u00eb informatave mujore t\u00eb sistemit financiar t\u00eb publikuar nga BQK-ja p\u00ebr muajin qershor 2016, norma e interesit n\u00eb kredi p\u00ebr institucionet mikrofinanciare \u00ebsht\u00eb 21.9 %, q\u00eb \u00ebsht\u00eb nj\u00eb r\u00ebnie e leht\u00eb krahasuar me 24.2 % sa ishte n\u00eb periudh\u00ebn e nj\u00ebjt\u00eb t\u00eb vitit t\u00eb kaluar. Marr\u00eb n\u00eb p\u00ebrgjith\u00ebsi, institucionet mikrofinanciare dhe Institucionet Financiare Jobankare (IFJB) njihen bot\u00ebrisht si institucione ku shuma mesatare e kredis\u00eb \u00ebsht\u00eb m\u00eb e vog\u00ebl se tek bankat, e cila gj\u00eb aplikohet edhe n\u00eb rastin e Kosov\u00ebs. N\u00ebse flasim n\u00eb kontekst t\u00eb shum\u00ebs, ajo sillet deri n\u00eb 20 mij\u00eb euro. Q\u00eb prej vitit 2012 nuk ka pasur aplikacione p\u00ebr regjistrimin e institucioneve mikrofinanciare t\u00eb reja n\u00eb BQK. Megjithat\u00eb, konform legjislacionit n\u00eb fuqi, BQK-ja shqyrton n\u00eb detaje \u00e7do k\u00ebrkes\u00eb p\u00ebr hyrje n\u00eb sistemin financiar t\u00eb Kosov\u00ebs, qoft\u00eb p\u00ebr IMF-n\u00eb, IFJB-n\u00eb, apo edhe ndonj\u00eb institucion tjet\u00ebr.
\nDrejtori ekzekutiv i Q\u00ebndres\u00eb p\u00ebr Studime Strategjike dhe Sociale (STRAS), Ibrahim Rexhepi, ka th\u00ebn\u00eb p\u00ebr gazet\u00ebn \u201cEpoka e re\u201d se misioni i k\u00ebtyre institucioneve \u00ebsht\u00eb dh\u00ebnia e kredive t\u00eb vogla dhe t\u00eb lehta. Mir\u00ebpo, sipas tij, k\u00ebto institucione nuk mund t\u00eb marrin kurrfar\u00eb roli p\u00ebr zhvillim ekonomik dhe zbutjen e papun\u00ebsis\u00eb.
\n\u201cDuke pasur parasysh se \u00e7far\u00eb \u00ebsht\u00eb norma e interesit tek k\u00ebto institucione, at\u00ebher\u00eb njer\u00ebzit ngurrojn\u00eb t\u00eb marrin para kredi\u201d, ka th\u00ebn\u00eb Rexhepi.
\nEdhe njoh\u00ebsi i \u00e7\u00ebshtjeve t\u00eb biznesit, Lulzim Syla, ka deklaruar p\u00ebr gazet\u00ebn \u201cEpoka e re\u201d se institucionet mikrofinanciare nuk kan\u00eb luajtur rol n\u00eb zhvillimin e biznesit p\u00ebr arsye t\u00eb normave t\u00eb larta t\u00eb interesit gj\u00eb q\u00eb, sipas tij, ka ndikuar mos t\u00eb ket\u00eb interesim t\u00eb klient\u00ebve p\u00ebr k\u00ebto kredi.
\n\u201cNormat e interesit, p\u00ebrve\u00e7se jan\u00eb shum\u00eb t\u00eb larta, jan\u00eb edhe t\u00eb d\u00ebmshme p\u00ebr biznesin. Pra, \u00ebsht\u00eb keqp\u00ebrdorim i madh i gjendjes ekonomike n\u00eb t\u00eb cil\u00ebn, n\u00eb pamund\u00ebsi p\u00ebr alternativa dhe njohuri nga ana e bizneseve, obligohen t\u00eb p\u00ebrcaktohen shpeshher\u00eb edhe p\u00ebr k\u00ebto institucione financiare\u201d, ka th\u00ebn\u00eb shprehur Lulzim Syla.<\/p>\n","protected":false},"excerpt":{"rendered":"
N\u00eb Kosov\u00eb jan\u00eb 18 institucione mikrofinanciare t\u00eb cilat n\u00eb k\u00ebt\u00eb vit kan\u00eb norma t\u00eb interesit n\u00eb kredi p\u00ebr 21.9 p\u00ebr qind, q\u00eb \u00ebsht\u00eb nj\u00eb r\u00ebnie e leht\u00eb krahasuar me 24.2 % sa ishte n\u00eb periudh\u00ebn e nj\u00ebjt\u00eb t\u00eb vitit t\u00eb kaluar. Sipas njoh\u00ebsve t\u00eb \u00e7\u00ebshtjeve ekonomike, ky num\u00ebr i institucioneve mikrofinanciare nuk ka luajtur rol […]<\/p>\n","protected":false},"author":2,"featured_media":7509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oct_exclude_from_cache":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-7508","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uncategorized"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/posts\/7508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/comments?post=7508"}],"version-history":[{"count":0,"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/posts\/7508\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.prishtinapress.org\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/media?parent=7508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/categories?post=7508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.prishtinapress.org\/wp-json\/wp\/v2\/tags?post=7508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}